This Week's Mortgage Insights

Welcome to this week's mortgage insights, where we keep you informed about the latest trends and highlight our exclusive loan options that could be just what you need.

Market Update: As of February 20, 2025, the average rate for a 30-year fixed mortgage is 6.85%, while the 15-year fixed mortgage averages 6.04%, according to Freddie Mac. Many forecasts suggest that mortgage rates will gradually decrease throughout 2025, although short-term rate increases are still possible. This dynamic market environment offers both challenges and opportunities for homebuyers and homeowners. Read more.

Featured Loan Type: VA Home Loan VA home loans are a fantastic option for veterans and active-duty service members. These loans offer competitive interest rates, no down payment requirements, and no private mortgage insurance. Designed to make homeownership more accessible for those who have served our country, VA loans provide numerous benefits that can ease the path to owning a home.

Client Success Story: Meet Gabby, a veteran who recently closed on her dream home using our VA loan services. With no down payment and a smooth closing process, Gabby was able to close on her new home in less than 25 days with NOTHING due at close. Her story is a testament to the benefits and ease of VA loans, showcasing how they can transform the home buying experience for veterans.

Explore Your Options: Interested in exploring how a VA loan can work for you? Our team is here to provide personalized advice and guide you through the application process. Whether you're a first-time homebuyer or looking to refinance, we're committed to helping you achieve your homeownership goals.

Thank you for taking the time to read our insights. We look forward to assisting you on your journey to homeownership!