Discover the latest mortgage insights as of February 20, 2025, with average rates for 30-year fixed mortgages at 6.85% and 15-year fixed mortgages at 6.04%. VA home loans stand out with competitive interest rates, no down payment, and no private mortgage insurance, making them ideal for veterans and active-duty service members. Learn how John, a veteran, closed on his dream home with a VA loan in just 15 days. Explore your VA loan options today for a smooth path to homeownership.